Average monthly rent costs are for one-bedroom properties and only include private tenancies. Areas have been selected for indicative purposes only. Monthly net pay has been calculated for the 2021/22 tax year and assumes no student loan repayment plan. Pension contribution rates are in line with the tiers set out by the NHS Business Services Authority (9.3% for salaries between £26,824 and £47,845, and 7.1% for salaries between £15,432 and £26,823). Annual basic salary for Agenda for Change is for a Band 5 including high cost area supplement if applicable.